Choosing a Medicare Supplement Insurance (Medigap)
Medigap policies offer coverage through private insurance carriers and help pay for out-of-pocket costs you have with Original Medicare, such as copays and deductibles. You must have Original Medicare to enroll in a Medigap policy, and you can’t have coverage through a Medicare Advantage plan. There are 10 standardized Medigap policies with lettered names.
Compare Medigap Policies
Reasons to Consider Keeping Original Medicare and Adding a Medigap Policy
The flexibility to go to any doctor or hospital that accepts Medicare
The ability to visit specialists without being required to get a referral from a primary care physician
Your monthly premium may be a bit higher with a Medigap policy, but it covers most or all of your out-of-pocket medical costs