Individual and Family Plan Coverage Levels
Individual and Family Plans offer different levels of coverage: bronze, silver, gold, and platinum. You may choose the level of coverage that best meets your needs and budget. These levels help when you shop and compare plans.
A plan’s metal level indicates the amount of coverage it provides, on average, and how much the plan pays for medical expenses.
Platinum and gold plans generally have higher premiums than bronze and silver plans because the insurance carrier covers more of the medical costs. Silver and bronze plans generally have lower premiums than platinum and gold plans because you cover more of the medical costs.