Tax Form 1095-A

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Form 1095-A, Health Insurance Marketplace Statement, is used by the marketplace to report your insurance coverage to the federal government. You use information from this form to complete Form 8962, Premium Tax Credit. Anyone in your household who has a marketplace plan this year should receive Form 1095-A by mail, no later than mid-February next year. (For example, if you have a marketplace plan in 2022, you should receive the form by mid-February, 2023.) The form may be available in your HealthCare.gov account as soon as mid-January and as late as February. Please note: You must have Form 1095-A before filing taxes for the year.

What’s on Form 1095-A and why you need it

The Health Insurance Marketplace (not the IRS) furnishes this form to:

  • The IRS to report certain information about individuals who enroll in a qualified health plan through the Health Insurance Marketplace

  • Individuals to allow them to:

    • Take the premium tax credit

    • Reconcile the credit on their returns with advance payments of the premium tax credit (advance credit payments)

    • File an accurate tax return

The form contains information about marketplace plans any member of the household had during the previous year, including:

  • Premiums paid

  • Premium tax credits used

  • A figure called second lowest cost Silver plan (SLCSP)

  • Whether you had marketplace coverage, but didn’t take the advance premium tax credit (APTC)

How to find your Form 1095-A online

  1. Log into your HealthCare.gov account.

  2. Select Start a new application or update an existing one.

  3. On the My Applications & Coverage page, under Your existing applications, select your application for the past year, not the current year application. It's below the current year application.

  4. From the menu on the left, select Tax forms.

  5. Download all 1095-As shown on the screen.

If you can’t find it in your marketplace account, contact the marketplace call center.

  • Keep Form 1095-A with other important tax information, such as W-2 forms.

Note: This doesn’t apply to a health reimbursement arrangement (HRA) as offered by your former employer. If you’re unsure whether you need to fill out this form when filing your taxes, contact a tax professional.

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Tax Form 1095-B

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