Attained-Age Rated Medigap Pricing

Pricing

The premium is based on your current age (the age you have attained), so your premium increases as you age.

What This Pricing May Mean for You

Premiums are low for younger buyers but go up as you age. These policies may be the least expensive at first, but they can eventually become the most expensive. Premiums may also go up because of inflation and other factors.

Examples

Mrs. Anderson is 65. She buys a Medigap policy and pays a $120 monthly premium. Her premium goes up each year:

  • At 66, her premium goes up to $126

  • At 67, her premium goes up to $132

  • At 72, her premium goes up to $165

Mr. Dodd is 72. He buys the same Medigap policy as Mrs. Anderson. He pays a $165 monthly premium. His premium is higher than Mrs. Anderson's because it's based on his current age. Mr. Dodd's premium goes up each year:

  • At 73, his premium goes up to $171

  • At 74, his premium goes up to $177

Note: The amounts used in this example aren’t the actual costs of plans.

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Community-Rated Medigap Pricing